Works offline
Local data storage
No mandatory cloud
Win · macOS · Linux
Real Estate Deal Analyzer That Runs Any Deal in Seconds.
Stop guessing. Viqsa Deal Analyzer is a cross-platform desktop app with 30-year, tax-aware cash flow projections, full amortization schedules, and 20+ financial metrics your data stays on your computer.
AI Deal Score: Strong Buy
Positive cash flow from month 1 with above-market cap rate.
See It In Action
Professional-Grade Analysis in a Desktop App- 30-year income, expense, tax, and equity forecast
- Month-by-month amortization for every loan
- AI Copilot to explain your numbers
- Export to Excel or PDF anytime
Why Viqsa
Replace disconnected tools with one central system| Feature | Free Excel | Typical Web Calculator | Viqsa Desktop |
|---|---|---|---|
|
30-year tax-aware projections |
Manual formulas |
Year 1 only |
Built-in |
|
Amortization schedules |
Manual / error-prone |
Rare |
Full month-by-month |
|
Offline / local data |
Yes |
No |
Yes |
|
Custom defaults |
Lease apps |
Limited |
Saved profiles |
|
AI analysis |
None |
Basic score |
Copilot + anomaly checks |
|
Cross-platform desktop |
No |
Browser only |
Win / macOS / Linux |
|
Mandatory cloud subscription |
N/A |
Often yes |
No |
How It Works
4 Steps from Property Address to Investment DecisionEnter Details of Deal
Manually enter your property or business information or import assumptions from an existing spreadsheet. Enter purchase price, rent, expenses, and financing all in one place.
Customize Parameters
Set purchase price, financing, income, and expense assumptions or apply your saved defaults for tax bracket, realtor commissions, and closing costs to every new deal.
Get Instant Analysis
Generate a comprehensive 30-year financial forecast cash flow, equity growth, taxes, depreciation, and investment performance plus full amortization schedules and an AI Deal Score.
Export & Share
Export branded PDF reports or full Excel workbooks locally. Share files with partners, lenders, or clients your data never has to leave your machine.
Deal Types
Every Type of Deal. One Analyzer.Rental Properties
Single-family, multi-unit, and house hacks. Analyze long-term rentals with 30-year, tax-aware cash flow projections, vacancy adjustments, and appreciation modeling.
Fix & Flip
Calculate ARV, rehab costs, holding costs and profit margins. Before you make your offer, know your maximum allowable offer.
Short-Term Rentals
Airbnb and VRBO deal analysis with seasonality modeling, occupancy rate assumptions, and platform fee adjustments built in.
Commercial & Multi-Family
Apartment complexes, strip malls, and office buildings. Full rent roll analysis, NOI projections, and cap rate benchmarking by market.
Business Acquisitions
Analyze businesses for sale Sales Multiple, Estimated Debt Service, SDE, Net Profit, and ROI. Works across BizBuySell, BizQuest, and Sunbelt listings.
BRRRR Strategy
Buy, Rehab, Rent, Refinance, Repeat: Each stage is modelled with equity capture, refinancing scenarios, and infinite return calculations.
Signature Feature
Long-Term Investment Forecast30-Year Projections
Income and expense escalators, vacancy allowance, operating expense breakdown, NOI, debt service, depreciation, loan points deduction, estimated taxable income, tax bracket, tax liability, and cash flow after taxes.
Amortization Schedules
Complete month-by-month principal and interest schedules for 1st and 2nd mortgages. Track declining interest, growing equity, and plan refinance timing with real numbers.
Your Defaults, Every Deal
Set default tax bracket, realtor commission %, closing cost assumptions, and other inputs once applied automatically to every new deal.
| Y1 | Y5 | Y10 | Y20 | Y30 | |
|---|---|---|---|---|---|
| Effective Rental Income | $21,600 | $23,367 | $25,789 | $31,428 | $38,321 |
| Total Operating Expenses | $10,050 | $11,315 | $13,117 | $17,634 | $23,703 |
| Net Operating Income | $11,550 | $12,052 | $12,672 | $13,794 | $14,618 |
| Estimated Property Value | $103,000 | $111,300 | $123,600 | $150,800 | $183,900 |
| Depreciation | $3,636 | $3,636 | $3,636 | $3,636 | $3,636 |
| Estimated Taxable Income | $4,214 | $4,518 | $4,812 | $5,426 | $5,882 |
| Tax Liability | $421 | $452 | $481 | $543 | $588 |
| Estimated Equity | $28,400 | $52,100 | $89,600 | $156,200 | $214,800 |
| Cash Flow After Taxes | $7,842 | $8,410 | $9,124 | $10,287 | $11,056 |
Income escalator 2% · Expense escalator 3% · 10% vacancy · 10% tax bracket
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $532 | $65 | $467 | $79,935 |
| 12 | $532 | $69 | $463 | $79,142 |
| 60 | $532 | $88 | $444 | $75,218 |
| 120 | $532 | $124 | $408 | $67,842 |
| 360 | $532 | $528 | $4 | $0 |
360 monthly rows generated for every financed deal
Advanced Financing
Model Every Loan Structure Investors Actually Use1st and 2nd mortgages
Interest-only loans
Loan points
Seller financing
HELOCs
Financed vs. out-of-pocket closing costs
Complete amortization schedules
AI Copilot
AI Throughout Your Analysis Not Just a ScoreAsk Your Numbers
Ask questions about your investment numbers in plain English.
Explain Calculations
Get clear explanations of cash flow, ROI, and tax impact.
Detect Red Flags
Financial anomaly detection surfaces unrealistic assumptions.
Validate Against Comps
Comparable-property sanity checks Coming soon
Improve Returns
Recommendations to optimize financing, rent, or hold period.
Built as a Desktop Application
Privacy, Speed, and Reliability On Your MachineWorks Offline
Local Data Storage
Faster Performance
Cross-Platform
Optional Cloud Sync
No Mandatory Cloud Subscription
20+ Financial Metrics
All the Numbers That Matter. Calculated Automatically.
Capitalization Rate
Measures income yield on the property independent of financing. Benchmark against local market cap rates.
Cash-on-Cash Return
Your actual annual return on money invested. Accounts for financing and shows real yield on your capital.
Net Operating Income
The annual income generated before debt service. Foundation of all commercial valuation methods.
Debt Service Coverage Ratio
Lenders require 1.25x minimum. Shows how comfortably the property covers its mortgage payments.
Internal Rate of Return
Total annualized return including cash flow, principal paydown, and equity appreciation over your hold period.
Gross Rent Multiplier
Quick screening metric. Lower is better helps you instantly compare deals before deep analysis.
Maximum Allowable Offer
For fix-and-flip deals the highest price you can pay to still hit your target profit margin.
Business Sales Multiple
For business acquisitions how many times earnings the asking price represents. Compare to industry benchmarks.
Cash Flow After Taxes
Your actual take-home cash after mortgage payments and estimated tax liability projected year by year across the full hold.
Platform Features
Make Smarter Investment Decisions in Less Time30-Year Financial Forecasting
Income and expense escalators, depreciation, tax bracket, and after-tax cash flow year by year.
Mortgage Payoff Tracking
Full P&I schedules for 1st and 2nd mortgages on every financed deal.
Personalized Deal Settings
Save tax bracket, commissions, and closing costs applied to every new deal.
AI-Powered Deal Insights
0–100 score with Buy / Hold / Pass verdict.
Sales and Rental Comparisons
Recent comps to validate ARV and rent assumptions.
Branded PDF & Excel Reports
Export branded reports locally for lenders and partners.
Multi-Scenario Modeling
Run best, base, and worst-case scenarios side by side.
Export to Excel
Export all metrics and projections to Excel from your desktop.
Deal Pipeline & Portfolio Tracker
Track deals and monitor portfolio performance.
FAQ
Common Questions Before You DownloadEverything you need to know about privacy, offline use, accuracy, and exports.
Is my financial data private?
Does the app work offline?
How accurate are the calculations?
Where does market data come from?
Can I import data from the existing spreadsheet?
Can I export reports to Excel or PDF?
Do I have to subscribe to the cloud?
Trusted by Investors
Built on a Proven Financial Model360°
Spreadsheet heritage
30 yr
Tax-aware projections
3 OS
Windows · macOS · Linux
Offline
Local data · No mandatory cloud